goldringers

I spoke with the Halifax twice and Urban Jungle. They both said the same, they said that when I signed up their terms state. Thing is, I thought I'd agreed to a direct debit like every insurance I've ever owned, a set period. Halifax said Spotify is the same, if you lose your card and you get a new card with new 16 digit it will automatically swap to the new card as Visa have an agreement with Spotify to carry the payments on. I don't own Spotify so if anyone does please confirm whether this is true or not. Because,like I said if this happens with Voxi SIM only that's it your switched off Urban jungle carried on taking payments even though that card had been dead for ages. Again sorry for repeating myself but, how if they don't have the new 3 digit security number and they don't have my account sort code?? Halifax said some subscriptions can do this. I've lost the money I know that I'm just trying to suss this out for future reference and whether it's true or not.

I was thinking that I'm just glad I spotted it now. That card thing for me is wrong. Like I said,my daughter's Voxi stopped the other month. She lost her card, she ordered a new one and forgot to update her payment details but when I lost my card it simply carried over to the new card without knowing it no questions asked. This must have been in the micro terms So what's the point of the 3 pin number ?. Ok never entered into direct debit so the only details they had was my 16 digit number Wrong for me

So the other year I took out insurance with Urban Jungle through a search engine then let it renew the year after because it was pennies different. Now I don't normally keep tabs on the banking ins n outs Mrs Ringers normally does that. So March it's due up (well thought it was) and I searches and found a similar building contents £8 a month cheaper so I thought cancel go with the new one. I tried logging in to Urban Jungle says forgot password, rest password,no reset lands. I then tries ringing, no one answering, so with only a day to go I cancels via an email leaving all my details urban jungle account and clearly states I do not want to renew. I then go on buys new insurance. 3 months down the line we both missed it (I know, I know) Urban Jungle had took 3 payments. We looks in direct debit section in our Halifax, no were to be seen. And this is were the nest of rats appeared. So Urban Jungle isn't a direct Debit it's a subscription, wtf !!. So then looks all their emails are in my junk. But, In Feb 2025 I received an email saying We failed to take £**.** from your account ending in 7567 (for no apparent reason) The day after ?, Thank you we took payment from your account. But the thing is my card ending 7567 ?,I lost that last April 2024 (the bank told me) so for the past 13-14 months I've used a new issue card ending 7444 but Urban Jungle still managed to carry on taking for 12 months on the 7567 even though I'd cancelled that card nearly a year ago. If I lose my card and Voxi go to take a payment for my SIM only monthly and I've not updated my Voxi card details it fails, no phone. But in the case of Urban Jungle they have an agreement with visa to update your card details with your new card details when lost. So 1) little did I know the fucker was a monthly subscription 2) Their terms say you can't cancel via email you must log in 3) they took 3 months and for 3 months I've been double insured. A few years back we had similar but we were refunded simply because we failed to cancel the old policy. But with this I've heard we won't get a refund simply because one is direct debit 1 is subscription I've now cancelled urban jungle but to make contact with then is a nightmare

I see your point but he never refused to top it up and it would be nigh impossible for me to prove anything dodgy. I just know it was either a short measure or in the first glass he used piss arse cheap n nasty gin, hence he went round the other side when I first ordered. Everything's costing a fortune these days and all's we expect is what we pay for. Couple this with shit expensive takeaway food it's no wonder pubs and takeaways are shutting down all the time. I got a pint of Estrella and omg it was like dog slash and 9 times out of 10 I can drink most lagers. Wtf is going on?, why is the quality going down while the prices just keep going up ?. Even Mrs Ringers said it's like everyone is trying to pull the wool

So me and Mrs Ringers and another couple went out Sunday for a few. Both women were on pink gin & lemonade so my round, orders drinks in a v.busy pub, the guy shifts to the side part of the bar out of view, gets the drinks, pays, sits down, that's it. Both women says "Can you taste gin?" they couldn't taste it. Now pink gin "should" have a very slight pinkish colour in the glass this was near perfect clear. I tasted it to me it was a like lemonade with a very very slight taste of gin. These were about £12-£13 for the pair. So I goes back bar with them to the head bar guy. Before I could explain it he just took both glasses out my hand and put a shot of gin in both as if he knew what I was gonna say. but, When I took these drinks back to the bar we'd had sat round the corner of the bar were the first guy originally went to pour the drinks out of my view. He then went round to the front of the bar were I bought them from and put 2 shots in from there. So why didn't he pour them from the front of the bar first time round ??. Fookin strange It was like they had a shit gin or short measure out of view, honestly. After he added a shot it was fine. Could it be they had: Shit gin round the back Good gin round the front ? I remember in the 80s a bar that use to stand glasses upside down on a tray with kitchen roll soaked in JD gin etc so when they shot the mixer in you get a hit off the side of the glass. Now I'm definitely not saying that was the case but something was not right.

I'd also like to point out out though, I'm not just ranting at the bad food as it happens to all of us dished up dog shit food it's the cost. The price of takeaway through the rising cost for owners makes it super expensive even for the basic food, just a joke. I think this is why corners are been cut. In our local rag they regular have hit list for worse takeaway hygiene ratings done by Gov. Some on that list are so called some of the best takeaways in and around Wigan. I just couldn't believe some were given a 1 out of 10. Not so long back about 2 weeks ago we ordered a Indian we had different meals. My wife was seriously ill for 3 days she never got out of bed, I was ok but like I said she had different from me. I can't think of anytime Ive been ill while making my own cross contamination from knifes and chopping boards been Uno No1. I cannot imagine alot of takeaways giving a flying fook when cutting up salad after using it just before for raw chicken. Na, I'm done, I don't even trust restaurants, I've been ill in the past, wife's been ill, shit warm ups and the price enoughs enough, time to cook my own from now on even if it's a case of lobbing a pizza in the oven with a few chips when we get pissed

Kebab Sunday is not northern thing just pissed and the munchies took over

The takeaway in question we've used the same one for years but I'm not sure if it's changed hands or their simply cutting corners warming up but that's the last time. Honestly, that's as bad as it gets for shite food. And the thing is we flipped a coin Chinese or kebab. Now the Chinese is in the town centre and I challenge anyone to get a better Chinese for the money plus they use their own driver. In future it's this and make my own using tongmaster off Amazon it's brilliant

Sunday gone the main road was closed near me so me & Mrs Ringers got in the garden, few beers cider till teatime. We couldn't be arsed cooking so we order a chicken, & chicken and doner from the local. Now before folk start off "You eating that shit !!" yes and have done for donkeys so we orders, hour later it comes Fook me ! Fook me in about last night's warm ups, chicken was dryer than Gandhi's flip flop and rock hard. Kebab meat the same, dry, hard, chips like 3" masonry nails and salad going brown. We rang them up had a rant not much joy bar an apology and discount next time to which I replied there won't be a next time. Now bare in mind we don't order every week I'd say once twice a month if we're lucky but this is the second one we've had in the past few months that's awful, the first one we just thought was a one off. Anyway after trying to pick at it it went in the bin bar the free garlic bread which was the only thing edible. But honestly £25 for that ?? joke. It was the missus's idea tbh as I said I'd cook something up but she insisted on ordering in and like I said before, after a few beers you just become lazy n think, Oh fook it. One more thing, I won't use Uber eats or any more these apps so the ones we use use their own drivers. But the standard of takeaway food has plummeted while the cost has shot through the roof but to be served up warm ups on a Sunday that was it for me, I'll make a butty next time before I'll pay for shite like that.

We have but honestly it's a fookin mare trying to get served even when it's quite then if you order via the app your sat there for ever waiting. I always make a B line for a spoons when out of town but ours is fookin sh*te.

It's just getting beyond the joke now. Me and the missus did a bog standard last curry other week nothing to right home about few sides, 2 wines 2 beers fookin 80 quid'ish !, I nearly shit me keks when the bill came and I'm not been funny but I could have made better myself at home. Missus keeps saying we don't do enough together and that's exactly why, we can't afford to. Everything we try to do cost bucket loads unless you spot 2 for 1 deals. Socialising is a thing of the past

Firstly I'm no tight coont when it comes to going out but yesterday, after the football me and a few m8's went for a few. Now I try to stick to one or two of the same drinks kinda helps with the bad head. First pub £5:50 San Miguel Second pub £4:50 3rd pub (get this) £7:50 Now I'm no tight arse but that is taking the urine. Then theres a pub small run down job selling it for £3:95 so from the dearest that's a £3:55 difference Put that on a round of 4 I paid £14:20 more than another guy. I went Liverpool few months back me and 2 m8's and I paid £27 for 3 Peroni draught and it was dog piss shit. It's getting to the point were an Uber nasty kebab and a few pints is £70 I did £70 last night so imagine you did that twice a week. Then I look back to when I was a young lad out 4-5 nights a week today's prices against wages you'd be living in a cardboard box eating out of food banks. No wonder pubs are closing left right and centre. My local which was always full 4 nights a week sadly closed and is been turned into a convenance store although there's a mini spar mini Tesco and 3 corner shops all within 800 yards of each other. But my rant is why such huge mark ups ?. My m8's son came along for an hour but he only drinks water. We ordered a tap water they tried to charge £1 for a glass till we argued. Sad times

I'm old school like plenty others, you cannot change your sex because you want to do. Your body genetically is either male or female. There was a case were a woman recently walked off from the world frizby throwing women's final because a trans was allowed to compete in the women's section. She will have a huge advantage due to having a stronger arm through all the w@nking

Up the road from me, self explanatory:-

It's probably best making Ringers rant Non political Non racial Non gender (bender bumboy) Non football Just daily piss me off things like : Why do supermarkets like my local big Tescos literally move every isle narrowing some isles to 4ft isle and making some 20ft wide, nothings were it was place is chaos