goldringers

I spoke with the Halifax twice and Urban Jungle. They both said the same, they said that when I signed up their terms state. Thing is, I thought I'd agreed to a direct debit like every insurance I've ever owned, a set period. Halifax said Spotify is the same, if you lose your card and you get a new card with new 16 digit it will automatically swap to the new card as Visa have an agreement with Spotify to carry the payments on. I don't own Spotify so if anyone does please confirm whether this is true or not. Because,like I said if this happens with Voxi SIM only that's it your switched off Urban jungle carried on taking payments even though that card had been dead for ages. Again sorry for repeating myself but, how if they don't have the new 3 digit security number and they don't have my account sort code?? Halifax said some subscriptions can do this. I've lost the money I know that I'm just trying to suss this out for future reference and whether it's true or not.

I was thinking that I'm just glad I spotted it now. That card thing for me is wrong. Like I said,my daughter's Voxi stopped the other month. She lost her card, she ordered a new one and forgot to update her payment details but when I lost my card it simply carried over to the new card without knowing it no questions asked. This must have been in the micro terms So what's the point of the 3 pin number ?. Ok never entered into direct debit so the only details they had was my 16 digit number Wrong for me

So the other year I took out insurance with Urban Jungle through a search engine then let it renew the year after because it was pennies different. Now I don't normally keep tabs on the banking ins n outs Mrs Ringers normally does that. So March it's due up (well thought it was) and I searches and found a similar building contents £8 a month cheaper so I thought cancel go with the new one. I tried logging in to Urban Jungle says forgot password, rest password,no reset lands. I then tries ringing, no one answering, so with only a day to go I cancels via an email leaving all my details urban jungle account and clearly states I do not want to renew. I then go on buys new insurance. 3 months down the line we both missed it (I know, I know) Urban Jungle had took 3 payments. We looks in direct debit section in our Halifax, no were to be seen. And this is were the nest of rats appeared. So Urban Jungle isn't a direct Debit it's a subscription, wtf !!. So then looks all their emails are in my junk. But, In Feb 2025 I received an email saying We failed to take £**.** from your account ending in 7567 (for no apparent reason) The day after ?, Thank you we took payment from your account. But the thing is my card ending 7567 ?,I lost that last April 2024 (the bank told me) so for the past 13-14 months I've used a new issue card ending 7444 but Urban Jungle still managed to carry on taking for 12 months on the 7567 even though I'd cancelled that card nearly a year ago. If I lose my card and Voxi go to take a payment for my SIM only monthly and I've not updated my Voxi card details it fails, no phone. But in the case of Urban Jungle they have an agreement with visa to update your card details with your new card details when lost. So 1) little did I know the fucker was a monthly subscription 2) Their terms say you can't cancel via email you must log in 3) they took 3 months and for 3 months I've been double insured. A few years back we had similar but we were refunded simply because we failed to cancel the old policy. But with this I've heard we won't get a refund simply because one is direct debit 1 is subscription I've now cancelled urban jungle but to make contact with then is a nightmare

I see your point but he never refused to top it up and it would be nigh impossible for me to prove anything dodgy. I just know it was either a short measure or in the first glass he used piss arse cheap n nasty gin, hence he went round the other side when I first ordered. Everything's costing a fortune these days and all's we expect is what we pay for. Couple this with shit expensive takeaway food it's no wonder pubs and takeaways are shutting down all the time. I got a pint of Estrella and omg it was like dog slash and 9 times out of 10 I can drink most lagers. Wtf is going on?, why is the quality going down while the prices just keep going up ?. Even Mrs Ringers said it's like everyone is trying to pull the wool

So me and Mrs Ringers and another couple went out Sunday for a few. Both women were on pink gin & lemonade so my round, orders drinks in a v.busy pub, the guy shifts to the side part of the bar out of view, gets the drinks, pays, sits down, that's it. Both women says "Can you taste gin?" they couldn't taste it. Now pink gin "should" have a very slight pinkish colour in the glass this was near perfect clear. I tasted it to me it was a like lemonade with a very very slight taste of gin. These were about £12-£13 for the pair. So I goes back bar with them to the head bar guy. Before I could explain it he just took both glasses out my hand and put a shot of gin in both as if he knew what I was gonna say. but, When I took these drinks back to the bar we'd had sat round the corner of the bar were the first guy originally went to pour the drinks out of my view. He then went round to the front of the bar were I bought them from and put 2 shots in from there. So why didn't he pour them from the front of the bar first time round ??. Fookin strange It was like they had a shit gin or short measure out of view, honestly. After he added a shot it was fine. Could it be they had: Shit gin round the back Good gin round the front ? I remember in the 80s a bar that use to stand glasses upside down on a tray with kitchen roll soaked in JD gin etc so when they shot the mixer in you get a hit off the side of the glass. Now I'm definitely not saying that was the case but something was not right.

I'd also like to point out out though, I'm not just ranting at the bad food as it happens to all of us dished up dog shit food it's the cost. The price of takeaway through the rising cost for owners makes it super expensive even for the basic food, just a joke. I think this is why corners are been cut. In our local rag they regular have hit list for worse takeaway hygiene ratings done by Gov. Some on that list are so called some of the best takeaways in and around Wigan. I just couldn't believe some were given a 1 out of 10. Not so long back about 2 weeks ago we ordered a Indian we had different meals. My wife was seriously ill for 3 days she never got out of bed, I was ok but like I said she had different from me. I can't think of anytime Ive been ill while making my own cross contamination from knifes and chopping boards been Uno No1. I cannot imagine alot of takeaways giving a flying fook when cutting up salad after using it just before for raw chicken. Na, I'm done, I don't even trust restaurants, I've been ill in the past, wife's been ill, shit warm ups and the price enoughs enough, time to cook my own from now on even if it's a case of lobbing a pizza in the oven with a few chips when we get pissed

Kebab Sunday is not northern thing just pissed and the munchies took over

The takeaway in question we've used the same one for years but I'm not sure if it's changed hands or their simply cutting corners warming up but that's the last time. Honestly, that's as bad as it gets for shite food. And the thing is we flipped a coin Chinese or kebab. Now the Chinese is in the town centre and I challenge anyone to get a better Chinese for the money plus they use their own driver. In future it's this and make my own using tongmaster off Amazon it's brilliant

Sunday gone the main road was closed near me so me & Mrs Ringers got in the garden, few beers cider till teatime. We couldn't be arsed cooking so we order a chicken, & chicken and doner from the local. Now before folk start off "You eating that shit !!" yes and have done for donkeys so we orders, hour later it comes Fook me ! Fook me in about last night's warm ups, chicken was dryer than Gandhi's flip flop and rock hard. Kebab meat the same, dry, hard, chips like 3" masonry nails and salad going brown. We rang them up had a rant not much joy bar an apology and discount next time to which I replied there won't be a next time. Now bare in mind we don't order every week I'd say once twice a month if we're lucky but this is the second one we've had in the past few months that's awful, the first one we just thought was a one off. Anyway after trying to pick at it it went in the bin bar the free garlic bread which was the only thing edible. But honestly £25 for that ?? joke. It was the missus's idea tbh as I said I'd cook something up but she insisted on ordering in and like I said before, after a few beers you just become lazy n think, Oh fook it. One more thing, I won't use Uber eats or any more these apps so the ones we use use their own drivers. But the standard of takeaway food has plummeted while the cost has shot through the roof but to be served up warm ups on a Sunday that was it for me, I'll make a butty next time before I'll pay for shite like that.

We have but honestly it's a fookin mare trying to get served even when it's quite then if you order via the app your sat there for ever waiting. I always make a B line for a spoons when out of town but ours is fookin sh*te.

It's just getting beyond the joke now. Me and the missus did a bog standard last curry other week nothing to right home about few sides, 2 wines 2 beers fookin 80 quid'ish !, I nearly shit me keks when the bill came and I'm not been funny but I could have made better myself at home. Missus keeps saying we don't do enough together and that's exactly why, we can't afford to. Everything we try to do cost bucket loads unless you spot 2 for 1 deals. Socialising is a thing of the past

Firstly I'm no tight coont when it comes to going out but yesterday, after the football me and a few m8's went for a few. Now I try to stick to one or two of the same drinks kinda helps with the bad head. First pub £5:50 San Miguel Second pub £4:50 3rd pub (get this) £7:50 Now I'm no tight arse but that is taking the urine. Then theres a pub small run down job selling it for £3:95 so from the dearest that's a £3:55 difference Put that on a round of 4 I paid £14:20 more than another guy. I went Liverpool few months back me and 2 m8's and I paid £27 for 3 Peroni draught and it was dog piss shit. It's getting to the point were an Uber nasty kebab and a few pints is £70 I did £70 last night so imagine you did that twice a week. Then I look back to when I was a young lad out 4-5 nights a week today's prices against wages you'd be living in a cardboard box eating out of food banks. No wonder pubs are closing left right and centre. My local which was always full 4 nights a week sadly closed and is been turned into a convenance store although there's a mini spar mini Tesco and 3 corner shops all within 800 yards of each other. But my rant is why such huge mark ups ?. My m8's son came along for an hour but he only drinks water. We ordered a tap water they tried to charge £1 for a glass till we argued. Sad times

I'm old school like plenty others, you cannot change your sex because you want to do. Your body genetically is either male or female. There was a case were a woman recently walked off from the world frizby throwing women's final because a trans was allowed to compete in the women's section. She will have a huge advantage due to having a stronger arm through all the w@nking

Up the road from me, self explanatory:-

It's probably best making Ringers rant Non political Non racial Non gender (bender bumboy) Non football Just daily piss me off things like : Why do supermarkets like my local big Tescos literally move every isle narrowing some isles to 4ft isle and making some 20ft wide, nothings were it was place is chaos

Not sure what you mean pal,

Nothing beats a good old fashioned thigh slapping pie joke, Traffic?, It all stems from Wigan Lane heading from the town up to Standish. Their replacing gas pipes on Wigan Lane and for some reason they keep putting up taking down temp lights. My wife's had a partial knee replacement Tuesday up at Wrightington hospital and I felt the full force of it especially Weds. I picked her up at 3:10 and got through the door at 5:15 for what is on a good day a 10 minute drive. What fucks me off is, theres a huge bus lane one side cycling lane on the other. For most of the day it's ok, then, around 3'ish most days they wack up temp lights then fuck off home !!. The traffic then backs up from Boars Head pub to Albert's Bar restaurant (Google maps it fair distance) and the other way Boars head pub to Swindley labour club. The knock on affect in the town centre turns it into a fookin mare. And not that, if they open up more on the opposite side of town that's it gridlock. Then you see this and think fook me why ? https://youtu.be/wWd6nMISQx4?si=ZXaYDlGovi--snip

Some places are charging for green bin emptying £59 a year permit. Round here they collect every 3 weeks which is about £3:40 per empty. This is were were heading, we'll be asked to cough up extra simply because councils are skint. Black blue brown will me next probably ask for £300 extra a year empty your bins. Fly tipping will literally go off the scale and fires

My point is, charity should start at home, why not give all the elderly who are house bound a free SIM rather than a potential 200k Ukrainians, that's 200k who could have simply moved to the other side of Ukraine were they happily go about their daily lives unaffected by the war. We are very good as a country handing out to those overseas while we trim back at home to pay for it. As for Wigan ? yep it's a shithole but be no different from were you live

Even the at the England game the commentator refrained from saying there's a large contingent of Albanian fans travelled over he said a large group of Albanians have attended tonight. If he had of said travelled he would have had to say from across London

Look at were the war is in Ukraine against the size of it. Ukraine is 2.5 the size of the UK. Why tf haven't their own taken those in who need to get away from town cities under siege the other side of Ukraine ???. If you ask me it's an excuse for a fair chunk of Ukrainians to legally escape. If we've took 200k how many have all the other countries took in ? There'll be nobody left in the country. And when it's over I take it their going back ??. Like f##k I bet

So the new council tax bill arrives and there's a leaflet in it were it mentions:- Wavelength A charity that provides free SIM cards with free data via Vodafone for all the refugees mainly Ukrainian but it doesn't disregard other nationalities. After reading up on this it then says the charity is to provide SIM cards and data to some of the 200,000 Ukraine refugees in the UK. So we've let in 200,000 Ukrainian refugees when the vast majority of Ukraine are not affected by the war with Russia Google Callum Bowl and watch some of his older videos (some are funny) when he visits Ukraine and goes on the lash with locals only a few miles away from the from the front line. Life goes on as normal in the majority of the Ukraine and we've 200k ??

Firstly , thank you H for the Ringers Rant section, I hope other moaning old t"ats like me contribute as I know you all wanna so dont be shy I was brought up in Oz and spent all my childhood there. When I came back to England I met my Grandma once before she past away. She was Irish and one hell of a tough bitch. She brought up 10 my Dad been the eldest. Were she brought them up in Wigan is still a rough place in parts. One tale was, one of my uncles came in crying. He'd been fighting with another kid in the street and the mum of the other kid came out and clipped my uncle round the lug as they did back in the day. When my uncle told my grandma she went out, banged on the woman's door and when she answered the other woman knew what was coming and legged it out the back door with my grandma in hot pursuit through the house. She caught the woman and beat the shit out of her. they said the area was in fear of her and my Grandad was the most mild mannered quietly spoken man you'd ever meet. on about two opposite attract. So, based on my grandma been a thoroughbred Irish woman that would give me full right to play for Ireland at most sports and celebrate Paddy's Day but I'm fookin English, born here and brought up for 45 odd years I'm English and my only link with Ireland is spuds. Then last night a guy I know , I dont like much bit of a cnut puts a picture up on Facebook in Benidorm him and his lip filler wife Green hats on both lip pouting to the camera "Irish for the day" you fookin tell me ..... sweet fookin Jesus of Nazareth the only consolation was, its absolutely pissed it down for 2 days over there

Why why why would you go out and celebrate Paddy's Day when your English born & bred ?. Now I know it's an excuse join the Monday club but wearing daft f##kin green hats and beards and shit !!. My grandma was full Irish but I'm about as close to been Irish as I am to been Bangladeshi. I've just got a picture sent to me from a couple of fellas sat with green t shirts on, green hat and leprechaun false beards all with a pint and Happy Paddy's Day message all in Liverpool. I hope they all f##kin choke or sh*t their pants off a bad pint in the train home. I wonder how many come with me for my yearly pint on the 23rd April. Anyone who's English and celebrates something they've got f#ck all links to wants a full lobotomy, bunch er c*nts What makes it worse, the TV over here does it as well, Paddy's day themes while St George's Day f#ckin tumbleweed. I've nothing against the Irish but most of them don't give a flying f#ck about, it just seems to be the mentalist English who care and need to get p*ssed over it. Rant Over Pours Guinness down the pisser